Safe-money rates this week
Rates as of 2026-10-15. About, examples, not offers.
| Option | Rate | Source |
|---|
| Best 5-yr CD | Coming soon | — |
| 5-yr Treasury | about 4.91% | U.S. Treasury |
| High-yield savings | Coming soon | — |
| Savings, national average | about 0.37% | FDIC |
5-yr MYGA, AM Best A
Best among carriers we work with | about 6.00% | Live quote, age 65, FL, $100k |
5-yr MYGA, AM Best A
Best among carriers we work with | about 5.50% | Live quote, age 65, FL, $100k |
MYGA rows show the best rates among carriers we work with, not the whole market.
The spread
5-yr MYGA (best among carriers we work with, AM Best A): about 6.00%
5-yr Treasury: about 4.91%
5-yr CD (best): Coming soon
Savings (FDIC national avg): about 0.37%
Get the Monday rate email
See your guaranteed number
Get an instant, live guaranteed-income quote. One of our licensed advisors can walk you through it.
Get my quote